AROW
What one share of Arrow Financial holds
National Commercial Banks
Arrow was incorporated on March 21, 1983 and is registered as a bank holding company within the meaning of the Bank Holding Company Act of 1956. As of December 31, 2025 the Company had one wholly-owned banking subsidiary, Arrow Bank National Association.
Arrow Financial’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $10.67 |
|---|---|
| Profit | $3.11 |
| Capex (buildings and equipment) | $0.45 |
| Free cash flow | $2.72 |
| Dividends | $1.18 |
| Cash and investments | $11.29 |
| Debt | $0.52 |
| Book value | $26.98 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2016 | $6.95 | $1.86 | $0.10 | $2.33 | $0.92 | $17.23 |
| 2017 | $7.10 | $1.98 | $0.18 | $2.37 | $0.92 | $17.90 |
| 2018 | $7.35 | $2.36 | $0.33 | $2.40 | $0.94 | $18.64 |
| 2019 | $7.34 | $2.36 | $0.49 | $2.27 | $0.96 | $20.10 |
| 2020 | $8.03 | $2.49 | $0.31 | $2.26 | $0.96 | $21.54 |
| 2021 | $8.37 | $2.92 | $0.42 | $3.58 | $0.96 | $23.18 |
| 2022 | $8.75 | $2.86 | $0.84 | $2.67 | $1.03 | $20.79 |
| 2023 | $7.86 | $1.77 | $0.42 | $0.79 | $1.06 | $22.94 |
| 2024 | $8.35 | $1.77 | $0.33 | $1.72 | $1.09 | $23.94 |
| 2025 | $10.03 | $2.65 | $0.31 | $2.19 | $1.14 | $26.26 |