BOTJ
What one share of Bank Of The James Financial Group holds
State Commercial Banks
Bank of the James Financial Group, Inc. (“Financial” or the “Company”) is a bank holding company headquartered in Lynchburg, Virginia. Financial was incorporated on October 3, 2003 to serve as the bank holding company for Bank of the James (the “Bank” or “Bank of the James”) and acquired all of the outstanding shares of the Bank in a statutory share exchange on a one-for-one basis effective January 1, 2004.
Bank Of The James Financial Group’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $11.39 |
|---|---|
| Profit | $2.53 |
| Capex (buildings and equipment) | $0.24 |
| Free cash flow | $2.53 |
| Dividends | $0.40 |
| Cash and investments | $7.82 |
| Book value | $18.30 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2016 | $5.49 | $0.75 | $0.39 | $0.25 | $0.24 | $11.29 |
| 2017 | $5.80 | $0.67 | $0.44 | $1.10 | $0.24 | $11.80 |
| 2018 | $6.49 | $1.21 | $0.53 | $1.43 | $0.24 | $12.59 |
| 2019 | $7.24 | $1.28 | $1.00 | $0.27 | $0.28 | $14.10 |
| 2020 | $7.56 | $1.04 | $0.37 | $0.72 | $0.28 | $15.38 |
| 2021 | $8.06 | $1.60 | $0.61 | $2.83 | $0.28 | $14.65 |
| 2022 | $9.14 | $1.91 | $0.25 | $1.73 | $0.29 | $10.85 |
| 2023 | $9.34 | $1.91 | $0.34 | $1.74 | $0.32 | $13.21 |
| 2024 | $9.77 | $1.75 | $0.56 | $1.31 | $0.40 | $14.28 |
| 2025 | $10.71 | $1.99 | $0.26 | $2.31 | $0.40 | $17.62 |