CFFI
What one share of C & F Financial holds
State Commercial Banks
C&F Financial Corporation (the Corporation) is a bank holding company that was incorporated in March 1994 under the laws of the Commonwealth of Virginia. The Corporation owns all of the stock of Citizens and Farmers Bank (the Bank or C&F Bank), which is an independent commercial bank chartered under the laws of the Commonwealth of Virginia.
C & F Financial’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $45.94 |
|---|---|
| Profit | $8.97 |
| Capex (buildings and equipment) | $1.30 |
| Free cash flow | $11.89 |
| Dividends | $1.88 |
| Cash and investments | $19.11 |
| Book value | $85.46 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2009 | — | $1.44 | $0.11 | $8.19 | $1.06 | $23.16 |
| 2010 | $32.27 | $2.26 | $0.37 | −$4.72 | $1.00 | $29.75 |
| 2011 | $31.79 | $3.72 | $0.58 | $8.24 | $1.01 | $30.23 |
| 2012 | $29.52 | $4.86 | $0.27 | $8.71 | $1.08 | $31.41 |
| 2013 | $29.58 | $4.19 | $1.06 | $17.42 | $1.16 | $33.40 |
| 2014 | $30.82 | $3.59 | $0.53 | $9.42 | $1.19 | $36.16 |
| 2015 | $31.68 | $3.68 | $0.53 | $3.98 | $1.22 | $38.12 |
| 2016 | $33.42 | $3.89 | $0.78 | $7.02 | $1.29 | $40.09 |
| 2017 | $33.51 | $1.88 | $1.20 | $6.19 | $1.33 | $40.53 |
| 2018 | $33.96 | $5.15 | $0.96 | $12.62 | $1.41 | $43.45 |
| 2019 | $32.43 | $5.47 | $0.78 | −$5.02 | $1.49 | $47.93 |
| 2020 | $37.86 | $6.06 | $2.80 | −$24.83 | $1.52 | $52.80 |
| 2021 | $37.51 | $7.95 | $1.33 | $42.34 | $1.58 | $59.32 |
| 2022 | $34.88 | $8.29 | $0.96 | $24.78 | $1.64 | $56.27 |
| 2023 | $37.32 | $6.92 | $0.43 | $10.95 | $1.76 | $64.28 |
| 2024 | $38.58 | $6.01 | $1.06 | $10.09 | $1.76 | $70.00 |
| 2025 | $43.50 | $8.29 | $0.72 | $6.84 | $1.84 | $80.64 |