CZNC
What one share of Citizens & Northern holds
State Commercial Banks
Citizens & Northern Corporation (“Corporation”) is a bank holding company whose principal activity is community banking. The Corporation’s principal office is located in Wellsboro, Pennsylvania. The largest subsidiary is Citizens & Northern Bank (“C&N Bank” or the “Bank”).
Citizens & Northern’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $8.31 |
|---|---|
| Profit | $1.47 |
| Capex (buildings and equipment) | $0.07 |
| Free cash flow | $2.61 |
| Dividends | $1.03 |
| Cash and investments | $4.60 |
| Debt | $0.00 |
| Book value | $19.29 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2016 | $4.73 | $1.30 | $0.13 | $1.40 | — | $15.36 |
| 2017 | $4.80 | $1.10 | $0.14 | $1.45 | — | $15.43 |
| 2018 | $5.41 | $1.79 | $0.10 | $2.02 | — | $16.02 |
| 2019 | $5.54 | $1.46 | $0.22 | $1.47 | — | $17.82 |
| 2020 | $6.24 | $1.30 | $0.21 | $1.47 | — | $18.84 |
| 2021 | $6.58 | $1.92 | $0.12 | $2.09 | — | $19.13 |
| 2022 | $6.96 | $1.71 | $0.21 | $2.03 | — | $16.07 |
| 2023 | $6.88 | $1.57 | $0.15 | $2.05 | — | $17.15 |
| 2024 | $7.10 | $1.69 | $0.12 | $2.04 | — | $17.84 |
| 2025 | $7.69 | $1.46 | $0.12 | $1.89 | — | $19.17 |