What one share of FinVolution holds
We have established systematic risk management procedures which have proven to be effective in various macro-economic environments. Our proprietary and big-data-based credit scoring model, the Magic Mirror Model, has been continually testing and refining its credit decision-making rules as we continue to study the increasing amount of data accumulated through our loan facilitation.
FinVolution’s numbers from its SEC filings, divided by its shares. Results cover the latest fiscal year to 2025-12-31; the balance sheet is as of 2025-12-31.
| Sales | $7.08 |
|---|---|
| Profit | $1.33 |
| Capex (buildings and equipment) | $0.04 |
| Free cash flow | $0.93 |
| Dividends | $0.27 |
| Cash and investments | $2.52 |
| Debt | $0.15 |
| Book value | $9.73 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2015 | $0.24 | −$0.22 | $0.02 | −$0.25 | — | −$0.37 |
| 2016 | $1.37 | −$0.07 | $0.03 | $1.20 | — | −$0.47 |
| 2017 | $3.70 | −$1.89 | $0.09 | $3.15 | — | $3.57 |
| 2018 | $2.00 | $1.17 | $0.04 | $0.85 | — | $2.90 |
| 2019 | $2.78 | $1.11 | $0.02 | −$0.12 | — | $3.73 |
| 2020 | $3.68 | $0.96 | $0.01 | $1.07 | — | $4.56 |
| 2021 | $4.95 | $1.31 | $0.03 | $0.30 | — | $5.83 |
| 2022 | $5.70 | $1.16 | $0.03 | $0.09 | — | $6.35 |
| 2023 | $6.32 | $1.18 | $0.27 | $0.41 | — | $7.30 |
| 2024 | $6.88 | $1.25 | $0.01 | $1.51 | — | $8.22 |
| 2025 | $7.08 | $1.33 | $0.04 | $0.93 | — | $9.73 |
Common questions about FinVolution
How much does one share of FinVolution earn?
Over its latest fiscal year, each share of FinVolution earned $1.33 of profit on $7.08 of sales, keeping about 19¢ of every $1 (profit margin).
Does FinVolution pay a dividend?
Yes. FinVolution paid $0.27 per share in dividends over its latest fiscal year. That’s about 20¢ of each $1 of profit (payout ratio).
What is FinVolution’s book value per share?
FinVolution’s book value is $9.73 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of December 31, 2025.
How much cash and debt does each share of FinVolution have?
Each share of FinVolution has $2.52 of cash and investments and $0.15 of debt, as of December 31, 2025.
What is FinVolution’s free cash flow per share?
$0.93 per share over its latest fiscal year. Free cash flow is the cash left over after spending on buildings and equipment.
Has FinVolution bought back shares?
FinVolution’s share count rose about 101% from 2015 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.