GOVB
What one share of Gouverneur Bancorp holds
Savings Institutions, Not Federally Chartered
Gouverneur Bancorp, Inc. Gouverneur Bancorp, Inc. (the “Company”) is a Maryland corporation that was incorporated in June 2023 to be the successor to Gouverneur Bancorp, Inc., a federally chartered corporation (the “Mid-Tier Holding Company”), upon completion of the second-step conversion of Gouverneur Savings and Loan Association (the “Bank”) from the two-tier mutual holding company structure to the stock holding company structure.
Gouverneur Bancorp’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $8.33 |
|---|---|
| Profit | $0.96 |
| Capex (buildings and equipment) | $0.39 |
| Free cash flow | $0.74 |
| Dividends | $0.18 |
| Cash and investments | $5.99 |
| Book value | $30.93 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2022 | $3.49 | $0.75 | $0.09 | −$1.33 | $0.16 | $12.22 |
| 2023 | $3.77 | $0.16 | $0.08 | $2.71 | $0.10 | $22.68 |
| 2024 | $7.52 | $0.51 | $0.09 | −$2.92 | $0.00 | $29.59 |
| 2025 | $8.01 | $0.72 | $0.17 | $0.64 | $0.16 | $30.55 |