HAPN
What one share of Happen holds
Personal Credit Institutions
LendingClub operates a leading nationally chartered digital bank focused on serving a large and underserved segment of creditworthy U.S. consumers that we refer to as the “motivated middle.” These consumers are digitally capable, value-conscious, and make frequent use of credit to achieve intentional financial goals; however, they are often poorly served by traditional financial institutions due to structural inefficiencies and limited transparency.
Happen’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $8.89 |
|---|---|
| Profit | $1.66 |
| Capex (buildings and equipment) | $0.77 |
| Free cash flow | −$25.08 |
| Cash and investments | $8.04 |
| Debt | $0.00 |
| Book value | $13.58 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2016 | $6.46 | −$1.88 | $0.67 | −$0.66 | — | $12.26 |
| 2017 | $7.02 | −$1.88 | $0.55 | −$7.56 | — | $11.05 |
| 2018 | $8.21 | −$1.52 | $0.63 | −$8.19 | — | $10.12 |
| 2019 | $8.69 | −$0.35 | $0.58 | −$3.68 | — | $10.14 |
| 2021 | $8.01 | $0.18 | $0.34 | $2.01 | — | $8.41 |
| 2022 | $11.42 | $2.79 | $0.67 | $2.94 | — | $10.93 |
| 2023 | $7.97 | $0.36 | $0.55 | −$11.03 | — | $11.34 |
| 2024 | $6.96 | $0.45 | $0.48 | −$23.77 | — | $11.83 |
| 2025 | $8.52 | $1.16 | $1.20 | −$24.46 | — | $13.01 |