JUVF

What one share of Juniata Valley Financial holds

State Commercial Banks

Juniata Valley Financial Corp. (the “Company” or “Juniata”) is a Pennsylvania corporation formed in 1983 as a result of a plan of merger and reorganization of The Juniata Valley Bank (the “Bank”). The plan received regulatory approval on June 7, 1983 and Juniata, a one-bank holding company, registered under the Bank Holding Company Act of 1956 as a bank holding company.

Juniata Valley Financial’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.

Per-share figures
Sales$6.74
Profit$1.87
Capex (buildings and equipment)$0.23
Free cash flow$2.33
Dividends$0.88
Debt$9.91
Book value$12.45

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2009$4.64$1.18$0.03$1.05$0.78$11.66
2010$4.63$1.14$0.18$1.40$0.82$11.74
2011$4.57$1.10$0.05$1.26$0.86$11.76
2012$4.51$0.86$0.07$1.30$0.88$11.92
2013$4.29$0.95$0.08$1.29$0.88$11.91
2014$4.45$1.01$0.17$1.24$0.88$11.91
2015$4.68$0.72$0.11$1.13$0.88$12.50
2016$4.92$1.07$0.11$1.20$0.88$12.43
2017$4.99$0.95$0.57$0.86$0.88$12.46
2018$5.00$1.18$0.11$0.95$0.88$13.23
2019$5.01$1.14$0.26$1.69$0.88$14.45
2020$5.03$1.10$0.07$1.26$0.88$15.24
2021$5.28$1.32$0.05$1.71$0.88$14.29
2022$5.86$1.41$0.09$1.89$0.88$7.13
2023$5.58$1.31$0.07$1.50$0.88$8.04
2024$5.74$1.24$0.39$0.68$0.88$9.48
2025$6.19$1.59$0.12$1.88$0.88$11.43