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What one share of Live Oak Bancshares holds

State Commercial Banks

Live Oak Bancshares, Inc. (individually, “Bancshares” and collectively with its subsidiaries including Live Oak Banking Company, the “Company,” also referred to as “our” and “we”), headquartered in Wilmington, North Carolina, is the bank holding company for Live Oak Banking Company (the “Bank” or “Live Oak Bank”).

Live Oak Bancshares’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.

Per-share figures
Sales$13.29
Profit$2.85
Capex (buildings and equipment)$0.34
Free cash flow$5.12
Dividends$0.12
Cash and investments$20.04
Debt$2.16
Book value$28.37

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2013$3.29$1.37$0.38−$2.54—$2.38
2014$3.06$0.41$0.59−$11.29—$3.83
2015$3.44$0.65$0.95−$11.42—$6.42
2016$3.88$0.39$0.31−$6.64$0.07$6.52
2017$6.63$2.65$3.28−$10.87$0.10$11.94
2018$4.93$1.24$2.69−$2.53$0.12$12.32
2019$4.96$0.44$0.91−$12.66$0.12$13.24
2020$6.72$1.43$0.50−$6.75$0.12$13.96
2021$10.14$3.71$0.07−$2.72$0.12$16.36
2022$12.59$3.92$0.97−$7.67$0.12$18.37
2023$9.96$1.64$1.04$3.06$0.12$20.16
2024$10.66$1.69$1.08$2.35$0.12$21.93
2025$12.55$2.23$0.32$3.12$0.12$27.04