RBKB

What one share of Rhinebeck Bancorp holds

Savings Institutions, Not Federally Chartered

Rhinebeck Bancorp, Inc., (the “Company”) a Maryland corporation, was incorporated in August 2018. On January 16, 2019, the Company became the holding company for Rhinebeck Bank (the “Bank”) when it completed the reorganization of the Company and the Bank into a two-tier mutual holding company form of organization.

Rhinebeck Bancorp’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.

Per-share figures
Sales$4.88
Profit$0.90
Capex (buildings and equipment)$0.13
Free cash flow$1.16
Cash and investments$27.24
Book value$12.49

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2019$3.54$0.56$0.24$0.89—$9.87
2020$4.16$0.55$0.17$1.21—$10.31
2021$4.28$1.06$0.16$0.54—$11.15
2022$4.34$0.64$0.10$1.24—$9.58
2023$4.03$0.40$0.05$0.60—$10.27
2024$2.67−$0.80$0.07$0.71—$10.98
2025$4.87$0.92$0.08$0.99—$12.28