RM
What one share of Regional Management holds
Personal Credit Institutions
We are a diversified consumer finance company that provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. As of December 31, 2025, we operated under the name “Regional Finance” online and in branch locations in 19 states across the United States, serving 590,800 active accounts.
Regional Management’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $68.18 |
|---|---|
| Profit | $4.76 |
| Capex (buildings and equipment) | $0.51 |
| Free cash flow | $32.89 |
| Dividends | $1.20 |
| Cash and investments | $12.70 |
| Debt | $178.84 |
| Book value | $40.51 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2016 | $19.90 | $1.99 | $0.53 | $7.76 | — | $18.12 |
| 2017 | $23.12 | $2.54 | $0.40 | $9.39 | — | $20.53 |
| 2018 | $25.39 | $2.93 | $0.44 | $11.67 | — | $23.70 |
| 2019 | $30.21 | $3.80 | $0.49 | $12.94 | — | $27.49 |
| 2020 | $33.55 | $2.40 | $0.35 | $14.45 | $0.20 | $24.89 |
| 2021 | $40.25 | $8.33 | $0.34 | $17.42 | $0.95 | $28.89 |
| 2022 | $52.53 | $5.30 | $0.61 | $22.62 | $1.20 | $32.41 |
| 2023 | $57.48 | $1.66 | $0.49 | $25.48 | $1.20 | $33.02 |
| 2024 | $59.10 | $4.14 | $0.51 | $26.50 | $1.20 | $35.67 |
| 2025 | $64.66 | $4.45 | $0.48 | $30.48 | $1.20 | $39.05 |