UBCP
What one share of United Bancorp Inc /Oh/ holds
State Commercial Banks
United Bancorp, Inc. (Company) is a bank holding company headquartered in Martins Ferry, Ohio. The Company is an Ohio corporation which filed its initial articles of incorporation on July 8, 1983. At December 31, 2025 the Company has one wholly-owned subsidiary bank, Unified Bank, Martins Ferry, Ohio (Unified, or the Bank).
United Bancorp Inc /Oh/’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Profit | $1.39 |
|---|---|
| Capex (buildings and equipment) | $2.02 |
| Free cash flow | −$0.75 |
| Dividends | $0.94 |
| Cash and investments | $8.02 |
| Book value | $12.57 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2016 | $3.69 | $0.71 | $0.45 | $0.38 | $0.47 | $8.19 |
| 2017 | $3.88 | $0.71 | $0.16 | $0.76 | $0.51 | $8.37 |
| 2018 | $4.40 | $0.82 | $0.16 | $1.00 | $0.57 | — |
| 2019 | $4.49 | $1.19 | $0.24 | $1.32 | $0.55 | $10.44 |
| 2020 | — | $1.38 | $0.46 | $1.26 | $0.57 | $11.80 |
| 2021 | — | $1.62 | $0.14 | $1.35 | $0.69 | $12.38 |
| 2022 | — | $1.51 | $0.09 | $1.45 | $0.78 | $10.41 |
| 2023 | — | $1.57 | $0.20 | $1.53 | $0.81 | $11.15 |
| 2024 | — | $1.27 | $1.75 | −$0.23 | $0.85 | $10.95 |
| 2025 | — | $1.34 | $2.14 | −$0.24 | $0.92 | $12.25 |