UPST
What one share of Upstart Holdings holds
Finance Services
Upstart is the leading artificial intelligence (“AI”) lending marketplace. We aim to radically reduce the cost and complexity of borrowing for all Americans by using our proprietary AI models to remake the entire lending process.
Upstart Holdings’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $11.69 |
|---|---|
| Profit | $0.52 |
| Capex (buildings and equipment) | $0.05 |
| Free cash flow | −$2.71 |
| Cash and investments | $4.69 |
| Debt | $20.59 |
| Book value | $8.20 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2019 | $11.45 | −$0.03 | $0.28 | $1.92 | — | −$4.30 |
| 2020 | $13.33 | $0.00 | $0.08 | $0.82 | — | — |
| 2021 | $8.95 | $1.43 | $0.09 | $1.69 | — | $9.65 |
| 2022 | $10.18 | −$1.31 | $0.11 | −$8.05 | — | $8.28 |
| 2023 | $6.13 | −$2.87 | $0.02 | −$1.35 | — | $7.36 |
| 2024 | $7.12 | −$1.44 | $0.01 | $2.07 | — | $6.77 |
| 2025 | $9.71 | $0.45 | $0.00 | −$1.38 | — | $8.15 |